Quicken has implemented Automatic Categorization Engine (ACE) functionality in an effort to make entering downloaded transactions easier and more uniform across multiple users. ACE learns and evolves based on user-modified data and, as such, may display different names than you would expect.
Here is an example of ACE evolution:
You don't have to keep the ACE-defined name on your transactions. There are different methods of dealing with this situation:
If you find that the ACE-defined name is affecting only 1 or 2 transactions, you can simply revert the transaction(s) to the original, OFX-defined name.
Note: This procedure can be performed in either the Register or on the Downloaded Transactions tab prior to Accepting the transaction into the register.
If the transaction(s) in question will occur regularly and you don't want to REVERT TO each time, you can utilize Renaming Rules. Click here for assistance in creating, editing and using Renaming Rules.
As a last resort, you can always turn off Auto Categorization. We save this for last, because turning off this preference can cause the User extra, unnecessary work when entering transactions in Quicken. When this Preference is off, you have to manually enter the names and Categories each time you download. If you decide to turn off the preference: